The Lauristons budget planner will help you to get an idea of how much disposable income you could have each month by helping you work out how much you are spending each month.
You only need to complete the boxes that apply. Some of your costs will be yearly so it's best to add each as a monthly amount too so you cna get a feel of your outgoings. You should leave the current mortgage or rent fields empty if you are buying or renting for the first time.
Review your finances
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Embrace Financial Services usually charges a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £399 to £999 and this will be discussed and agreed with you at the earliest opportunity.